How to Track the 30-Day Time Limit for Sending a Cheque Bounce Legal Notice
A cheque dishonour rarely becomes a legal dispute on the day the bank returns it. More often, it begins with a phone call. "I'll transfer the money next week." "The payment is stuck because of year-end closing." "Please don't send any legal notice. Give me ten more days." These conversations are common after a cheque bounces. What is less common is someone quietly calculating the statutory deadline while those discussions continue. By the time both parties realise that the promised payment is not coming, the legal timeline may already be nearing its end. Ironically, many cheque dishonour complaints do not become difficult because liability is disputed. They become difficult because the payee miscalculates a date that seemed too straightforward to get wrong. Understanding that timeline requires looking beyond the calendar and appreciating what the law actually treats as the starting point. The Law Does Not A...